ioxd_certs *ioxd_certs_load(const char *dir);
A store from a directory: <dir>/<host>/cert.pem (the chain) and key.pem for each hostname, `default` for no SNI or no match, `_.example.com` for *.example.com. `default` is required - without it nothing can answer a name we do not have. NULL, with the reason on stderr, when nothing loads or the build has no TLS. Then: ioxd_bind(port, store).